Affiliate disclosure

Last updated: November 8, 2026

The RavunoQ family budget is free. To keep it free, RavunoQ Canada Inc. may earn a commission when someone applies for, and is approved for, a credit card or other financial product through a link in the app or on our website. You pay nothing extra.

How cards are ranked

• The Best card tool estimates what each card would earn your family in a year, using your own spending by category, minus the card’s annual fee.
• Cards are ranked only by that estimate. Whether we earn a commission, or how much, never changes the order.
• We show cards whether or not we have an affiliate link for them.
• If a card issuer ever pays for a placement, that card is clearly labelled Sponsored.

Your data

• Your spending and income stay in your RavunoQ account. We never share them with card issuers, affiliate networks or advertisers.
• When you click a card link, the bank’s or partner’s website opens. It may know you came from RavunoQ, but it receives no information about your spending.
• You apply directly with the bank. RavunoQ never applies for credit on your behalf and does not check your credit.

Important

• Results are estimates for information only, not financial advice. Card features, rates, fees and offers change; card details were last checked in November 2026. Always confirm the terms on the bank’s website before you apply.
• Approval is decided by the card issuer, not RavunoQ.

Questions? support@ravunoq.com